I debated whether or not to even post this, but I rather want some accountability, so I’m going to. Even just posting this will help me hold myself accountable.
So hi! My name is Laura and I’m not going to Buy Things* in 2019.
I have a lot of reasons for this. Mainly to do with trying to save money, but also about trying to consume fewer resources.
As a newly-single-income household, I’m going to need to pay even more attention than usual to where my money is going. I’ve always budgeted and I’ve never been a big spender (it’s…uh…never really been an option) but this year I’m really going to say “no” to most everything, spending-wise.
I have two major financial goals for the year:
- Pay off the kids’ summer camp before 2020’s summer camp payments come around
- Pay off my car (so I can afford to pay my rent come fall)
Summer camp…is expensive y’all. I don’t exactly make it easy on myself, financially, sending my kids to a summer camp they love (that’s more expensive) instead of the cheap one in town (that E hates). I don’t feel guilty about it though – they’ll remember it for the rest of their lives. My mom sent me to a fantastic summer camp that I know she couldn’t afford and I loved it and have incredibly fond memories of it to this day.
My car isn’t due to be paid off for another 16 months or so but in order to be able to afford rent on my own, I can’t have a car payment. (Or…some other payment. But the car payment is the only thing that I’m going to reasonably be able to get rid of.) The good news: a lot of y’all have been incredibly generous and I’m all set for rent for the next two months…at which point I will be done paying for aftercare for the school year… So! My goal is to pay off the car while I have no aftercare payments so that once they kick in again in August, that car payment will be gone. The good news: I have a tax refund coming at some point for an as-yet-unknown amount (but probably a lot) and I have a freelance job through at least May, hopefully September. Can I do it? Stay tuned!
Financial reasons aren’t the only reasons though. Lately I’ve been feeling really tired of consumerism. I’m trying to eliminate single-use plastics from my life. I’m trying to purchase mindfully. I’m trying to reduce, reuse, recycle, y’all. It feels cheesy to say so and I know that my own tiny actions aren’t going to save the world, but at least I can do what I’m able to. For instance, recently I ran out of cotton balls, which I use morning and night. I thought, “There has to be some reusable option for these…” and proceeded to buy some washable organic cotton rounds from an Etsy seller, made from scraps. I haven’t used them yet but I’m looking forward to trying them out tonight!
*My exceptions for my No Spend Year are that I’m allowing myself to buy necessities, replace things that break/run out/wear out/whatever, and purchase second-hand items, as needed. For instance, on a trip to Goodwill I found a like-new popover pan, frying pan, and curling iron. They were all things I’d wanted for ages and second-hand cost me under $10 for the lot. And those cotton rounds? I was either going to have to buy more disposable products or I could spend a bit more and have a reusable option for, hopefully, a very long time into the future. I make my own rules, yo.